Compare the Top Government Payment Processing Software of 2022

  • 1
    Stripe

    Stripe

    Stripe

    The new standard in online payments. Stripe is the best software platform for running an internet business. We handle billions of dollars every year for forward-thinking businesses around the world. Stripe builds the most powerful and flexible tools for internet commerce. Whether you’re creating a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and unmatched functionality help you create the best possible product for your users. Millions of the world’s most innovative technology companies are scaling faster and more efficiently by building their businesses on Stripe. We believe that payments is a problem rooted in code, not finance. We obsessively seek out elegant, composable abstractions that enable robust, scalable, flexible integrations. Because we eliminate needless complexity and extraneous details, you can get up and running with Stripe in just a couple of minutes.
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    Starting Price: 2.9% + 30¢ per charge
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  • 2
    Sila

    Sila

    Sila

    Sila is a fintech software platform that provides payment infrastructure as a service, a business-critical element for companies whose software has to integrate with the US banking system and blockchain quickly, securely, and in full compliance with US regulations.
    Starting Price: $999/ mo.
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  • 3
    Chargebee

    Chargebee

    Chargebee

    Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others.
    Starting Price: $299/month
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  • 4
    Affirm

    Affirm

    Affirm

    Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.
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  • 5
    Blockonomics

    Blockonomics

    Blockonomics

    Blockonomics enables online stores to accept bitcoin payments on their website. The payments go directly to your BTC wallet making it completely decentralized. There is no KYC involved and no limitation on the BTC amount that can be received. The entire setup takes less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme, additionally, there are no redirects to an external page to complete the checkout. Plugins are available for all major website builders and payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared online. Additional services include bitcoin invoices and block explorer. There are a variety of tutorials available to get you started plus a 24 X 7 live support. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Download the free plugin now.
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    Starting Price: 20 Free Transactions + 1% Fee
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  • 6
    Diversified Billing

    Diversified Billing

    Diversified Technology Corp

    Utility Billing Software that is Complete ... Comprehensive ... Contemporary. Diversified Technology has been developing and supporting utility billing software for more than 30 years. Diversified Billing software is used by some 350 utilities across the county to generate more than 7 million utility bills annually. It is rich and full-featured. It offers clients the opportunity to improve customer service and satisfaction with an online customer portal where customers can access their account information and pay their bills. It offers the opportunity to increase staff efficiency by taking advantage technology to email bills, email customers from within the system and interface with any meter reading or accounting system. Available for LAN or Cloud, Diversified Billing can even be customized to meet your unique needs. Diversified Technology also uses its own software to offer utilities a complete managed billing service which currently sends 800,000 bills per year
    Starting Price: $250/mo
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  • 7
    Recurly

    Recurly

    Recurly

    Recurly is the #1 subscription growth partner for DTC brands. An all-in-one platform purpose-built for subscriptions used by the fastest-growing brands in the world to grow revenue, keep more customers (and money in the company wallet), and create more efficient process to save time. Recurly makes it easy to manage the complexities of recurring payments and billing—you can quickly create and easily experiment with pricing and promotions, expand into new markets globally, gain better insight into your data, and recover an industry-leading 70% of failed transactions. Accelerate subscriber growth with Recurly.
    Starting Price: $199.00/month
  • 8
    Balance

    Balance

    Balance

    Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽‍♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?
    Starting Price: $0
  • 9
    HelmBot

    HelmBot

    HelmBot

    Appointment scheduling, point-of-sale, staff management, marketing automation, and a whole lot more. HelmBot makes it easy for business owners to stay on top of all the complicated parts of their business in one place. HelmBot is designed to save you time and bring in extra appointments, every single day.
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    Starting Price: $95 per month
  • 10
    Boss Insights

    Boss Insights

    Boss Insights

    Boss Insights’ platform digitizes lending to grow relationships between banks and their business clients. Thanks to Amazon style advancement, there is a growing divide between lenders’ service and businesses’ expectations. Banks excel in regulation, however, operate with limited information on their business clients (out of date and gathered manually). Boss Insights’ API hub empowers lenders to bridge the divide. APIs are the most efficient way to digitize existing processes enabling accelerated service and a complete view in real time. The platform is used to accelerate SBA, SMB and Commercial Lending from months to minutes. It also supports cross-selling products empowering banks and credit unions to proactively serve customers.
  • 11
    OneBill

    OneBill

    OneBill

    OneBill is an end-to-end subscription management, billing, and revenue management platform that powers the entire customer lead-to-revenue generation experience. OneBill supports all types of billing models such as one-time billing, subscription billing, recurring billing, and usage-based billing. OneBill’s seamless integration with other enterprise systems such as carriers & service providers, payment gateways, accounting & admin, taxation, and CRM & ERP platforms is made possible with open APIs. The platform covers all aspects of a business from CPQ, automated order provisioning & activation, billing & invoicing, all the way to revenue reporting, customer subscription management, and channel partner commission management. OneBill has been helping SMBs, SMEs, and large enterprises to reduce billing errors, compliance risk and drive greater efficiency with an end-to-end billing and revenue management solution fully integrated with some of the world’s leading solutions.
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    Synder

    Synder

    Synder

    One of the best accounting software for small businesses, Synder is the right solution for those who seek high-quality service, 24/7 support, and advanced automated features. After you connect all of your sales channels and payment platforms, you will be provided with automatic bookkeeping, which guarantees precise and error-free synchronization of your transaction data, categorization, and live data reconciliation within a single interface. Synder makes accurate records of your payment data without duplicates. Detailed and 100% correct Profit and Loss Reports contain additional helpful information to analyze your business’ cash flow and budget planning. The software runs smoothly and automatically, and there is no need to log in to get it done. Synder lets you apply sales taxes, taxes based on location, shipping address, product name, etc. Recurring invoices remind customers of regular payments. Synder offers a free trial and a demo to learn more about this breakthrough software.
    Starting Price: $39.99 per month
  • 13
    Fraud.net

    Fraud.net

    Fraud.net

    Fraud.net delivers the world’s most advanced infrastructure for fraud management – powered by a sophisticated collective intelligence network, world-class artificial intelligence, and a modern, cloud-based platform that helps you: * Unify fraud data from any source with a single connection * Detect fraudulent activity for 99.5%+ transactions in real-time * Optimize fraud management by uncovering hidden insights in terabytes of data Recognized in Gartner’s 2021 Market Guide for Online Fraud Detection, Fraud.net is a real-time, enterprise-strength fraud prevention and analytics solution organized around its business customers’ needs. Through a single point of command, it unifies and analyzes data from disparate systems and sources, tracks digital identities and behaviors, and then deploys the latest tools and technologies to stamp out fraudulent activity while allowing good transactions to sail through. Contact us today for a free trial.
  • 14
    Datagate Telecom Billing

    Datagate Telecom Billing

    Datagate Innovation

    Datagate is a SaaS, telecom billing solution for MSPs that sell UCaaS, VoIP, mobile voice & data services under their own brand. Datagate integrates with popular software systems that MSPs use including ConnectWise Manage, QuickBooks, Xero, Stripe, Authorize.net and others. Suitable for MSPs in USA, Canada, UK, Australia and New Zealand; Datagate & partners handle all telecom tax & compliance requirements.
  • 15
    Paystone Loyalty
    Paystone's powerful Customer Loyalty Software lets your customers sign up and redeem their rewards right from your own debit machine. You can also sell and redeem gift cards, send personalized email and text message offers with built-in marketing automation, and see your loyalty program ROI with user-friendly reporting and analytics. A platform used by over 25,000 small businesses and large enterprises, boosting customer spending and generating impressive returns has never been easier. Turn casual customers into loyal regulars with Paystone.
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    Starting Price: $99 per month
  • 16
    Prodoge

    Prodoge

    Prodoge

    Prodoge is a platform for global business and payments. Anyone with the Prodoge mobile app can get started sending payments, promoting their business, and selling their goods & services in under a minute to anyone in the world. Prodoge helps buyers, sellers, friends, and family connect globally, send money, and grow their business. As a Peer to Peer platform, Prodoge does not act as a bank, charges zero fees to merchants, or people sending money, and settlements are near instant. No fees, no chargebacks, no waiting for your money. Global business is open to everyone. Start selling and sending payments today. Available now for iOS & Android. Supporting Dogecoin, Doge Cash, Verge, Digibyte, Bitcoin, and all major credit & debit cards via Stripe. Features: Mobile Point of Sale Mobile Invoicing & Payments Mobile Transaction Records Embeddable Widget Creator for Accepting Crypto Currency on Websites Profiles for accepting payments and selling your goods & services
    Starting Price: Free
  • 17
    iPayables InvoiceWorks
    Founded in 1999, iPayables is a software organization based in the United States that offers a piece of software called iPayables InvoiceWorks. iPayables InvoiceWorks features training via documentation, webinars, live online, and in person sessions. The iPayables InvoiceWorks software suite is SaaS software. iPayables InvoiceWorks offers online, business hours, and 24/7 live support. iPayables InvoiceWorks offers a free trial. iPayables InvoiceWorks is accounts payable software, and includes features such as contingency billing, customer portal, customizable invoices, hourly billing, invoice history, mobile payments, Multi-Currency, online invoicing, online payments, project billing, Recurring/Subscription billing, service ticket billing, payment processing, billing portal, tax calculator, dunning management, and contact database. Some competitor software products to iPayables InvoiceWorks include Bill.com, OnPay Solutions, and BlueSnap.
  • 18
    Phoenix By AGDATA

    Phoenix By AGDATA

    AGDATA Australia

    AGDATA Australia developed the Phoenix Farm Management products to integrate financial, production and payroll tools for broadacre farming, mixed farming and livestock graziers. Products are available via hosted cloud or directly to the desktop. The core products include cashflow management, farm budgeting, livestock and paddock management, Payroll, crop planning and management, farm mapping and weather recording.
    Starting Price: $33.00/per month
  • 19
    Google Pay

    Google Pay

    Google

    Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time.
  • 20
    Apple Pay

    Apple Pay

    Apple

    Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is a safer way to pay, and even simpler than using your physical card. Using Apple Pay with your iPhone or Apple Watch is quick and secure. It’s a safer way to pay that helps you avoid touching buttons or exchanging cash. Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, Apple News+, and Apple Arcade. Or for upgraded iCloud storage and other Apple services. When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms.
  • 21
    Amazon Pay

    Amazon Pay

    Amazon

    Amazon Pay makes it simple for hundreds of millions of customers around the globe to pay for products and services using the information already stored in their Amazon accounts. To make a payment, you can use any of the payment methods in your Amazon account.
  • 22
    PayPal

    PayPal

    PayPal

    9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.
  • 23
    Venmo

    Venmo

    PayPal

    Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.
  • 24
    Square Card Reader
    Square is a United States software company that was founded in 2009, and offers a software title called Square Card Reader. Square Card Reader offers training via documentation, webinars, and live online. Square Card Reader offers a free version and free trial. Square Card Reader is payment processing software, and includes features such as gift card management, online payments, POS transactions, receipt printing, signature capture, mobile payments, and bitcoin compatible. With regards to system requirements, Square Card Reader is available as SaaS, Android, iPhone, and iPad software. Square Card Reader includes online support and business hours support. Some alternative products to Square Card Reader include EBizCharge, PaymentCloud, and Square Payments.
  • 25
    Stax

    Stax

    Stax By Fattmerchant

    Founded in 2014 and based in Orlando, Florida, Stax by Fattmerchant delivers merchant services through 0% interchange fee markups, access to wholesale credit card processing rates, fixed monthly subscriptions with no contracts, and proprietary technology. It offers services ranging from integrations into existing systems, e-commerce, and online, mobile and virtual terminals. Stax helps business owners of all sizes take in person, over the phone, on-the-go, and e-commerce payments from anywhere within a single, simple platform. In addition, Stax' software platform provides meaningful data analytics and integrates with popular business tools such as QuickBooks Online and Google My Business to let merchants see the health of their business. The payment processing company will work with each customer to help them choose the payment option that will work for their business.
    Starting Price: $99/month
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